$2,000 loanSame two thousand.
Four payments to choose from.
At $2,000 the question isn't whether you'll be approved — it's which month you can carry. Six months at $369 or two years at $118, with everything in between. This page is the ladder, the income each rung needs, and what your APR does to the total.
12 months · $201/mo · $2,411 total at a representative 35.99% APR
Tap a rung
$2,000 at our representative 35.99% APR. The bar is total interest. Lower rungs are easier to carry and cost more; because there's no prepayment penalty, you can take a lower rung and climb by paying early.
- Total
- $2,215
- Interest
- $215
- Total
- $2,411
- Interest
- $411
- Total
- $2,617
- Interest
- $617
- Total
- $2,834
- Interest
- $834
The income each rung needs
Lenders generally want the payment well under a fifth of your monthly take-home. Here's what that means at each term.
A guide, not a lender's rule — lenders also read your bank statement for existing obligations. Requirements
$2,000 over 12 months, four rates
The monthly payment barely moves between a good rate and a high one — the total does. Compare offers by total of payments, not by the monthly figure.
Bars scaled to the 35.99% interest ($411). Some lenders in our network exceed 35.99%; a good 90 days of banking is the fastest way down the table. Rates & fees
Quick answers
Can I get a $2,000 loan with bad credit?
Often, with steady income of roughly $1,000+ a month deposited and a clean 60–90 days of banking. Thin-file and fair-credit borrowers are frequently offered $2,000 on 12–18 months; some see $1,500 first. Bad credit loans
What does a $2,000 loan cost per month?
$369 over 6 months, $201 over 12, $145 over 18 or $118 over 24 at our representative 35.99% APR. Total interest: about $215, $411, $617 or $834. Your lender's APR may be lower or higher.
Which term should I choose?
The shortest one whose payment sits under a fifth of your take-home pay. If that's 18 or 24 months, take it and pay extra when you can — there's no prepayment penalty, so you lose nothing by choosing the safer rung.
How fast can I get $2,000?
Offers in minutes; funds usually in your checking account the next business morning if you sign before the lender's afternoon cutoff.
Request $2,000 in three minutes
Soft check, real offers on every term, funds next business day.
Checking your rate does not affect your credit score.